THE LARGEST  BANKS IN THE USA.

HOW US  BANK WORK.

 Money is subtracted from your account when you write checks or make withdrawals. Cash is also added to your account as you accrue interest. Banks create money in the economy by making loans. The Federal Reserve sets a reserve requirement for banks that determines the amount of money that banks are allowed to lend 

                                                                                           BY: INTERNATION STUDENT LOAN.


 HOW BANKS GET MONEY.

 They earn interest on the securities they hold. They make fees for customer services, such as checking accounts, financial counseling, loan servicing, and the sales of other financial products (e.g., insurance and mutual funds)


LIST OF BIGGEST BANKS IN THE US.



 1. CHASE: 2.57 TRILLION 

.. Chase Bank is a subsidiary of JPMorgan Chase, one of the largest banking institutions in the United States. The bank offers various financial services to consumers and businesses, including checking and savings accounts, credit cards, mortgages, auto loans, and investment products.

  Chase Bank was founded in 1799 as The Bank of The Manhattan Company, and it has since grown to become a major player in the financial industry. Today, it operates over 4,900 branches and 16,000 ATMs across the United States.

  Chase Bank has a reputation for offering innovative digital banking services, including mobile banking and online account management. The bank also provides its customers a range of rewards programs, including cash back on purchases, travel rewards, and other perks. 

 Overall, Chase Bank is a well-respected financial institution that offers a variety of financial products and services to meet the needs of its customers

 ATMs: About 16,000. 
 Branches: More than 4,700 in 49 states and Washington, D.C., with high concentrations in California, the East Coast, and Texas; no branches in Alaska.



2. BANK OF AMERICA: 2.31 TRILLION $

.Bank of America is one of the largest banks in the United States, providing a wide range of financial services to individuals, businesses, and institutions. The bank was founded in 1904 and is headquartered in Charlotte, North Carolina.

  Bank of America offers a variety of financial products and services, including checking and savings accounts, credit cards, loans, mortgages, investment services, and wealth management. The bank has more than 4,000 retail branches and 16,000 ATMs across the United States. 

 Bank of America has a reputation for being a leader in digital banking, offering online and mobile banking services that enable customers to manage their accounts and conduct transactions from anywhere. The bank also provides its customers a range of rewards programs, including cash back on purchases, travel rewards, and other perks.

 In addition to its financial products and services, Bank of America is also committed to corporate social responsibility, and it invests heavily in environmental, social, and governance initiatives. The bank has been recognized for its efforts to promote diversity and inclusion, support local communities, and reduce its environmental footprint. 

 Overall, Bank of America is a well-respected financial institution that offers a variety of financial products and services to meet the needs of its customers.

  • ATMs: About 16,000.

  • Branches: About 4,000 in 37 states and Washington, D.C., mainly concentrated in California, the East Coast, and Texas.




  • 3. WELL FARGO BANK: 1.69 TRILLION$ 

Wells Fargo is a banking and financial services company headquartered in San Francisco, California. The company was founded in 1852 and has grown to become one of the largest banks in the United States, with over 7,000 branches and more than 13,000 ATMs across the country.  

Wells Fargo offers a range of financial products and services, including personal and business banking, loans, mortgages, credit cards, investment products, and wealth management. The bank also offers online and mobile banking services that enable customers to manage their accounts and conduct transactions from anywhere.

  Wells Fargo has a reputation for being a customer-focused bank, and it has been recognized for its efforts to improve customer service and simplify banking processes. The bank has also been recognized for its commitment to corporate social responsibility, and it invests heavily in environmental, social, and governance initiatives.

However, in recent years, Wells Fargo has faced significant scrutiny over a series of scandals, including the opening of unauthorized accounts and other fraudulent practices. The bank has since taken steps to address these issues and has made significant changes to its leadership and internal processes.

  Overall, Wells Fargo is a well-established financial institution that offers a range of financial products and services to its customers. However, the bank's reputation has been somewhat tarnished by the scandals it has faced in recent years, and it will need to continue to work to regain the trust of its customers and stakeholders

  • ATMs: More than 12,000.

  • Branches: About 4,700 in 36 states and Washington, D.C., with high concentrations in California, Florida, and Texas.





4. CITIBANK: 1.04 TRILLION $

Citibank is a banking and financial services company that is a subsidiary of Citigroup, one of the largest financial services companies in the world. The bank was founded in 1812 and is headquartered in New York City.

  Citibank offers various financial products and services, including checking and savings accounts, credit cards, loans, mortgages, investment products, and wealth management. The bank also offers online and mobile banking services that enable customers to manage their accounts and conduct transactions from anywhere. 

 Citibank has a reputation for being an innovative bank, and it has been recognized for its efforts to develop new products and services that meet the changing needs of its customers. The bank has also been recognized for its commitment to corporate social responsibility, and it invests heavily in environmental, social, and governance initiatives.

  However, Citibank has also faced significant scrutiny in recent years, particularly about its involvement in the subprime mortgage crisis of 2008. The bank has since taken steps to address these issues and has made significant changes to its leadership and internal processes.  

Overall, Citibank is a well-established financial institution that offers a range of financial products and services to its customers. The bank's reputation has been somewhat tarnished by its involvement in the subprime mortgage crisis, but it has taken steps to address these issues and remains a major player in the financial services industry.

  • ATMs: More than 65,000, including those in Allpoint and MoneyPass networks.

  • Branches: More than 650 across 11 states and Washington, D.C., with high concentrations in California and New York.




  • 5. U.S BANK: 573 BILLION $ 

 US Bank is a large commercial bank based in the United States, with its headquarters located in Minneapolis, Minnesota. It is the fifth-largest bank in the country, with over 3,000 branches and 4,800 ATMs across the United States.

  US Bank offers a wide range of financial products and services, including personal and business banking, wealth management, mortgages, loans, credit cards, and more. The bank is known for its strong customer service, competitive rates, and innovative products.

  US Bank was founded in 1863 and has a long history of serving its customers and communities. The bank is committed to responsible banking practices and has received recognition for its efforts in sustainability, diversity, and inclusion.

  • ATMs: More than 37,000, including those in the MoneyPass network.

  • Branches: More than 2,000 in 26 states, with high concentrations in California, Illinois, and Ohio.




6. PNC BANK: 533 BILLION $

 PNC Bank is a financial institution based in the United States, with its headquarters located in Pittsburgh, Pennsylvania. It is one of the largest banks in the country, with over 2,300 branches and 9,000 ATMs across 20 states and the District of Columbia.

  PNC Bank offers a wide range of financial products and services, including personal and business banking, wealth management, mortgages, loans, credit cards, and more. The bank is known for its strong customer service, innovative digital banking solutions, and commitment to community involvement. 

 PNC Bank was founded in 1852 as the Pittsburgh Trust and Savings Company and has since grown through mergers and acquisitions to become one of the leading banks in the United States. The bank is committed to promoting sustainability and has received recognition for its efforts in environmental stewardship, diversity, and inclusion.


  • ATMs: About 60,000; the bank may reimburse up to two out-of-network ATM fees per statement period.

  • Branches: More than 2,600 in 28 states and Washington, D.C., with high concentrations in Florida, New Jersey, Ohio, Pennsylvania, and Texas.






7. TRUIST BANK: $532 BULLION

Truist Financial Corporation is a financial services company based in the United States, with its headquarters located in Charlotte, North Carolina. It was formed in 2019 through the merger of two banks, BB&T Corporation and SunTrust Banks, Inc. 

Truist offers a wide range of financial products and services, including personal and business banking, wealth management, mortgages, loans, credit cards, and more. The bank operates more than 2,000 branches and over 3,100 ATMs across 15 states and Washington, D.C.

  Truist is committed to responsible banking practices and has received recognition for its efforts in sustainability, diversity, and inclusion. The bank also invests in the communities it serves through philanthropic initiatives and community outreach programs.


  • ATMs: About 3,000.

  • Branches: About 2,100 in 17 states and Washington, D.C., with high concentrations in Florida, North Carolina, and Virginia.






8. Goldman Sachs: $438 billion

Goldman Sachs is a global investment banking and financial services company headquartered in New York City, United States. Founded in 1869, it is one of the oldest and largest investment banks in the world, with operations in over 40 countries.

Goldman Sachs offers a wide range of financial services to corporations, financial institutions, governments, and high-net-worth individuals. These services include investment banking, institutional client services, investment management, and securities trading. The bank is known for its expertise in mergers and acquisitions, underwriting of securities, and trading in equities, fixed income, commodities, and currencies. In addition to its business operations, Goldman Sachs is committed to promoting sustainability and social responsibility.

The company has set goals to finance and invest $150 billion in sustainable finance activities by 2025 and to achieve carbon neutrality across its operations by 2030. Goldman Sachs also engages in philanthropic efforts through its charitable foundation and employee volunteer programs.

  • ATMs: NO IDEA

  • Branches: NO IDEA




9. TD Bank: $405 billion

TD Bank, also known as TD Bank, N.A., is a subsidiary of TD Bank Group, a Canadian multinational banking, and financial services corporation. TD Bank is headquartered in Cherry Hill, New Jersey, and is one of the largest banks in the United States, with over 1,200 branches and 2,500 ATMs across the East Coast.

TD Bank offers a wide range of financial products and services, including personal and business banking, wealth management, mortgages, loans, credit cards, and more. The bank is known for its strong customer service, convenient hours, and innovative digital banking solutions.

TD Bank is committed to promoting sustainability and social responsibility. The bank has set goals to reduce its carbon footprint, invest in renewable energy, and support community development initiatives. TD Bank also engages in philanthropic efforts through its charitable foundation and employee volunteer programs.

  • ATMs: 700.

  • Branches: About 1,100 in 15 states and Washington, D.C., mostly concentrated in Florida, Massachusetts, New York, and New Jersey.


  • 10. Capital One: $388 billion





  • Capital One is a financial services company based in the United States, with its headquarters located in McLean, Virginia. The company was founded in 1988 as a spinoff of Signet Banking Corp. and has since grown to become one of the largest banks in the country.

Capital One offers a wide range of financial products and services, including personal and business banking, credit cards, auto loans, mortgages, and more. The bank is known for its innovative products and services, such as its Capital One Cafés and digital banking platforms.


  • Capital One is committed to responsible banking practices and has received recognition for its efforts in sustainability, diversity, and inclusion. The bank also invests in the communities it serves through philanthropic initiatives and community outreach programs, including the Capital One Foundation and its Future Edge program, which aims to support education and workforce development.
      • ATMs: More than 75,000.

      • Branches: Nearly 300 across eight states and Washington D.C., mostly concentrated in Louisiana and New York.



    THIS ARTICLE BY: FIZZY BOIII 

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